Billtrust

2001

Billtrust pricing is quote-only and not publicly listed on their website. It uses a custom, subscription-based enterprise pricing model determined by invoice/transaction volume, user counts, selected AR automation modules, payment processing fees, and deployment scope.

Separate costs apply for individual add-on modules (e.g., electronic invoicing, payments, cash application, collections, credit risk), ERP integrations, and payment gateway transactions (interchange-plus or flat-rate ACH transaction fees through the Business Payments Network).

Yes

REST

Gated behind a paid enterprise customer subscription. Access requires an active tenant account and an API key or authentication token generated using tenant user credentials with assigned role permissions. There is no free or self-service developer tier.

Provides both read and write operations depending on the specific service module (e.g., Credit Service, Dispute Service, Ingest Service, Data Bridge). Actions are bounded by user role permissions within the tenant account. API Keys expire after 1 year of inactivity and authentication tokens require periodic regeneration. Exact numerical request rate limits and custom-field limits are not publicly published.

Supports manual and scheduled automated reporting options. Reports can be scheduled daily, weekly, or monthly and delivered via email. Export file formats include CSV (.csv), Excel (.xlsx), and PDF. Exportable datasets include invoices, payment summaries, cash application match trends, and user statistics.

Billtrust natively embeds AI, machine learning, and agentic AI across its order-to-cash (O2C) and accounts receivable (AR) platform. Key capabilities include Billtrust Insights360 (embedded network intelligence built on data from 13M+ buyers and $1T+ in annual invoice volume), Collections Agentic Procedures (GA, released November 2025 for autonomous collections workflows), AI Cash Application with confidence-based matching (GA), and the Billtrust MCP Server (GA, launched July 2026). Billtrust does not offer field dispatching, estimating, or call handling features, focusing strictly on AR, payments, and credit automation.

None. Billtrust is an order-to-cash and accounts receivable platform and does not offer AI dispatching, field service scheduling, or job management features.

Billtrust does not operate a public, self-serve app marketplace. It maintains a Partner Program directory for ERP, referral, and technology partners, as well as a private Business Directory network for its clients.

Unified API platforms like Merge.dev and Agave do not currently offer a native connector for Billtrust in their API directories.

Typically 3 to 6 months (extending to 4 to 9 months for complex enterprise or multi-module rollouts).

Billtrust is a leading provider of cloud-based B2B accounts receivable (AR) automation and integrated payment processing solutions. It covers the end-to-end order-to-cash process, including credit decisioning, e-commerce, invoicing, payment portals, cash application, and collections, primarily serving B2B sectors such as construction, heavy equipment, manufacturing, transportation, and wholesale distribution.

Serves over 2,600 B2B enterprise and mid-market companies globally (including 2,400+ across key industries like construction and equipment distribution), processing more than $1 trillion in annual invoice volume.

Growing and recognized as a modern, AI-driven market leader rather than a legacy platform being phased out. Ranked as a G2 AR Automation Leader for 21 consecutive quarters, an IDC MarketScape Leader in embedded payments, and a Gartner Magic Quadrant Challenger. In late 2022 / early 2023, private equity firm EQT acquired Billtrust in a take-private transaction valued at approximately $1.7 billion (valuing the company at ~8x estimated net revenue of ~$207 million) to fund further AI innovation (e.g., Autopilot AI engine) and expand its product suite.